Portfolio Loans Can Simplify and Scale Your Investment Strategy
Did you know that Portfolio Loans are a strong strategic option for investors with multiple properties, non-traditional income, or properties that do not meet conventional lending standards?
Let our team at Commercial Capital BIDCO walk you through the best options for you and your goals. Submit a deal inquiry today on our website to get started!
Program Highlights:
- No Tax Returns Required
- Minimum Loan of $500,000
- Max Loan of $6,250,000
- Up to 80% LTV (75% on REFI)
Property Requirements:
- Minimum of 3 Rental Properties & $500,000 Loan Amount
- Max of 50 Properties May Be Combined Into 1 (one) Loan
- Minimum Unit Value of $100,000
DealTalk Podcast: Capacity, Not Capital, Is Still the Binding Constraint in Commercial Lending
Join Terry Luker for a fresh episode of DealTalk as he sits down with members of the Commercial Loan Broker Association team to discuss capacity needs in the commercial lending industry as well as cover 2026 education opportunities within the Commercial Loan Broker Association. This is one you do not want to miss!
Watch the full episode of DealTalk on YouTube or give it a listen on Spotify using the links below.
YouTube: https://youtu.be/OeT-Q-QgpxI
Spotify: https://open.spotify.com/episode/69S5kjZRi1QAe2QSpiSKTn?si=nQ-0DP3GTYqzzyGPtOwxWg
DealTalk Podcast: Pre-Underwriting Is the New Gatekeeper in Commercial Lending
Listen in as CLBA co-founder, Terry Luker, kicks-off a new year of the DealTalk podcast with Joe Compagno of CONNECT to discuss pre-underwriting when it comes to successful loan brokering, hear about a recent deal from Commercial Capital BIDCO, and learn more about what is coming up with the Commercial Loan Broker Association and its calendar of events.
Give the podcast a listen on the DealTalk Spotify Podcast Channel or watch the full episode on the DealTalk YouTube account using the links below!
Spotify: https://open.spotify.com/episode/6boVvgFxH1W2wkq3XHR9CE?si=obkSNWcYT_aBrlSWne1i3Q
YouTube: https://youtu.be/OLTOa4I9qmg
What Brokers Need to Know About Upcoming SBA Changes
The Small Business Administration (SBA) recently announced that non-citizen permanent residents (green-card holders) will no longer be eligible to receive SBA-backed loans. This change, effective March 1, 2026, could have significant impacts on small businesses and the broader economy. The CLBA has reviewed the update and provides a concise breakdown of what it means in practice.
The Changes, Simplified
- SBA-backed loans will now only be available to businesses fully owned by U.S. citizens or nationals.
- Legal permanent residents can no longer hold any ownership stake in an SBA borrower.
- Non-citizens can still operate businesses and access conventional loans, but SBA-guaranteed financing is no longer an option.
- Applications that receive an SBA loan number before March 1, 2026 may proceed under prior eligibility rules.
Read more here on our affiliate's news page: Commercial Loan Broker Association Website
Commercial Capital BIDCO Takes Ownership of Fair Winds Commercial Capital
Fair Winds Commercial Capital announced earlier this week that the company has officially reached an acquisition agreement with Commercial Capital BIDCO, a national direct lender and industry leader in small-balance bridge loans and direct lending products. Effective immediately, this transition aligns Fair Winds with a broader national platform while maintaining its commitment to high-quality service and tailored financing solutions.
Jon Cosentino, founder of Fair Winds Commercial Capital, expressed confidence in the company’s future under Commercial Capital BIDCO’s leadership.
“Terry and Jeff Luker have built an exceptional company with Commercial Capital BIDCO and have also played a pivotal role in advancing the commercial lending industry alongside me through the co-creation of the Commercial Loan Broker Association,” said Cosentino. “I am confident they will continue to serve the Fair Winds client base with the same level of integrity, professionalism, and service excellence they are known for.”
Clients of Fair Winds Commercial Capital will benefit from expanded resources, enhanced lending capabilities, and continued access to best-in-class funding solutions through Commercial Capital BIDCO and their group of affiliated commercial real estate companies.
Terry Luker, Owner and CEO of Commercial Capital BIDCO, welcomed Fair Winds clients to the organization.
“On behalf of Jeff, myself, and the entire Commercial Capital BIDCO team, we are pleased to welcome Fair Winds Commercial Capital clients,” said Luker. “We look forward to strengthening existing relationships and building new ones as we move forward together.”
Clients and partners of Fair Winds Commercial Capital can expect a seamless experience as operations shift to Commercial Capital BIDCO.
Restaurant in Fayetteville, NC Locks In Cash-Out Refi
This client brought us a quick and simple deal for their restaurant and bar located in Fayetteville, North Carolina. Our team at Commercial Capital BIDCO was able to help the restauranteur lock in a Cash-Out Refinance on their $350,000 loan with an LTV of 68% in just over a month. The loan proceeds will allow the client to make upgrades to the facility, hire additional employees, and pay off previous debts.
Did you know that we are a licensed and verified lender that works coast-to-coast to provide small-balance lending solutions for small businesses and large corporations with loan amounts from $500,000 to $3,000,000+? We provide the funding you need when you need it! Submit your deal information today at CommercialCapitalBidco.com to get started.
Nashville Area Therapist Closes on Purchase of Practice with SBA Loan
Multi-Loan Client Closes on Purchase of Raw Land for Single Family Parcel
CCB Repeat Client Closes On Purchase of Land for Future Flex-Space Building
Based in Bowling Green, Kentucky, a repeat client of Commercial Capital BIDCO closed on the purchase of three industrial lots totaling 2.86 acres at a price of $1,400,000 and an LTV of 61%. The lots will become home to a 30,000 square foot flex-space facility that will cater to contractors, suppliers, and retailers in the area. In order to lock this deal in quickly, our credit team was able to cross-collateralize currently owned properties as well evaluate the schedule of the real estate - allowing us to determine the best package that would give enough equity to make the purchase happen. This deal closed just within a month after receipt of information and reports ordered.
Do you currently own property but are not sure how to build a strategy that makes sense for your next commercial real estate investment? Let our team review your deal! Send us an inquiry on our website at CommercialCapitalBidco.com today.
Featured Podcast with SBFI: "Smarter Brokers, Stronger Deals."
What do we love almost as much as finding unique lending solutions for our clients? Discussing the Commercial Lending Real Estate industry and training brokers and lenders who are new to the industry or who want to increase their rate of success. Thank you to Rita Garwood and the team at Small Business Financial Insights (SBFI) for having our owner, Terry Luker, on one of their latest podcasts! It's always a pleasure talking about the commercial lending landscape with you! Listen in as Terry discusses building a smarter base of brokers.
https://sb-fi.com/an-interview-with-terry-luker-of-the-clba/